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Find the Right Debt Consolidation Loans Fast

Imagine a life without the stress of debt weighing on you every day — take the first step today!

Comprehensive financial solutions
tailored to your needs

Personal Loans

Personal Loans offer flexible terms and competitive rates, tailored to meet your individual needs.

Emergency Loans

Quick and reliable emergency loans, providing fast access to funds when you need them most.

Home Improvement Loans

Home Improvement Loans offer flexible terms and competitive rates, tailored to meet your individual needs.

Major Purchase

Major Purchase offer flexible terms and competitive rates, tailored to meet your individual needs.

Small Business Loans

Small business loan offers flexible terms and appealing rates to entrepreneurs seeking financial support.

Debt Loans

Debt Loans offer flexible terms and competitive rates, tailored to meet your individual needs.

Free quotes | No obligation | Takes 2 minutes

Why Choose Us

Your trusted partner for personalized loan solutions and expert financial guidance.

Lower Your Payments

Combine multiple debts into one with potentially lower interest rates.

Simplify Your Finances

Replace multiple bills with a single payment. No more juggling due dates or creditors.

Get Out of Debt Faster

With lower rates and structured payments, you could be debt-free years sooner.

~$5,000

Avg. Annual Savings

150K+

Americans Helped

24/7

Quotes Available

~$5,000

Avg. Annual Savings

150K+

Americans Helped

24/7

Quotes Available

Get Quotes in 4 Simple Steps

Our comprehensive process ensures a seamless journey from initial consultation to successful loan approval. Experience personalized guidance and expert support every step of the way.

Step1

Tell Us About
Your Debt

Answer a few quick questions about your current debts and financial goals.

Step2

We Find the
Best Matches

Our technology compares offers from multiple lenders to find your best options.

Step3

Review Your
Offers

Compare personalized loan offers with transparent terms and rates.

Step4

Get Your
Funds

Choose your preferred offer and receive funds as soon as the next business day.

Free quotes | No obligation | Takes 2 minutes

Real Results from Real People

Join thousands of Americans who have simplified their debt with AxRate.

Sarah M.

Austin, TX

“I was drowning in credit card debt with 24% APR. AxRate helped me consolidate everything into one loan at 11.5%. I’m saving over $400 a month!”

 

Michael R.

Denver, CO

“The process was incredibly simple. I filled out one form and had multiple offers within minutes. Closed on my loan in just 3 days.”

Jennifer L.

Atlanta, GA

“I was skeptical at first, but AxRate delivered. My credit score wasn’t affected when I checked rates, and now I’m paying off my debt 3 years faster.”

Frequently Asked Questions

Everything you need to know about debt consolidation loans.

Will checking my rate affect my credit score?
No! We use a soft credit pull to show you personalized rates, which doesn’t impact your credit score. A hard pull only occurs if you decide to proceed with a loan application.

 

How much can I borrow?
Our lending partners offer loans ranging from $1,000 to $100,000, depending on your credit profile and financial situation.
What interest rates are available?
Rates vary by lender and your credit profile, typically ranging from 5.99% to 35.99% APR. The rate you receive depends on factors like your credit score, income, and loan amount.
How quickly can I get my funds?
Many of our lending partners can fund your loan as soon as the next business day after approval. Some may take 2-5 business days depending on verification requirements.
What types of debt can I consolidate?
You can consolidate most unsecured debts including credit cards, medical bills, personal loans, and other high-interest debt. Secured debts like mortgages and auto loans typically cannot be consolidated.
Is AxRate a lender?
No, AxRate is not a lender. We’re a free service that connects you with our network of trusted lending partners to help you find the best rates for your situation.

Ready to see how much you could save?

Free quotes | No obligation | Takes 2 minutes

Disclaimer: Loan terms, rates, and approval vary by lender, credit profile, and state. AxRate does not guarantee loan approval or specific rates. Checking your rate will not affect your credit score.

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