Refinance your mortgage and save with lower rates.

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Whether you’re looking to lower your monthly payments, pay off your loan faster, or finance a significant expense, AxRate provides the expertise and resources to help you achieve your goals through refinancing. With a range of refinancing options, competitive rates, and easy-to-use tools, AxRate simplifies the refinancing process for all homeowners.

Rate vs. Term Refinancing

Rate vs. Term Refinancing is one of the most common types of refinancing. Homeowners typically choose this option to either reduce their interest rate, change the length of their loan, or both.

Rate Reduction: One of the primary reasons homeowners refinance is to lower their interest rate. A lower rate can translate to significantly lower monthly payments and reduce the overall amount paid in interest. If market rates are lower than your current mortgage rate, it may be a great time to refinance with HomeEase and lock in a lower rate.

Term Adjustment: Changing the term of your mortgage can also be beneficial. For example, switching from a 30-year loan to a 15-year loan will allow you to pay off your mortgage faster and save on interest. On the other hand, extending your loan term from 15 to 30 years can lower your monthly payments, offering financial flexibility in the short term.

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Cash-Out Refinancing

Cash-Out Refinancing allows homeowners to tap into the equity they’ve built in their homes by replacing their existing mortgage with a new, larger loan. 

Access to Home Equity: If your home has appreciated in value or you’ve paid down a significant portion of your mortgage, you may have substantial equity that you can convert into cash. With cash-out refinancing, you can take out a new loan for more than you owe on your current mortgage and receive the difference as cash.

Flexible Usage: The funds from a cash-out refinance can be used for virtually any purpose. Many homeowners use the cash for renovations or home improvements, which can increase their home’s value. 

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Testimonials

Excellent customer service!!! Needed my apartment in a short time and they were able to help. My agent was knowledgeable and wry helpful. We were able to find my apartment within the first week of looking. Thank you so much scope realty!!!
Desiree Baker
Desiree Baker
As a lender I have been working with numerous agents and they are are a pleasure to work with. Their agents like Patryk, Steven, Lauren, Sarah and Jesus have been amazing! Always returning calls when I have a question and on top of the real estate transaction process. Highly recommended.
Greg Connors
Greg Connors
This is one of the most underrated brokerages in the world. They are super nice, helpful take their time to make sure everyone gets attention and understands what is being explained. Scope Realty makes sure you are not a small fish in a big pond. Scope gives you the confidence to reach your goals by always inspiring us to be ambitious and consistent.
Noah Edmondson
Noah Edmondson

See How Much You Can Save

AxRate offers a range of refinancing solutions designed to fit every homeowner’s needs. Whether you want to lower your monthly payments, pay off your mortgage faster, or access cash for major expenses, AxRate provides the tools, expertise, and resources to help you achieve your refinancing goals.

With a range of refinancing options, competitive rates, and easy-to-use tools, AxRate simplifies the refinancing process for all homeowners.

Get a Free Quote

Get A Free Quote

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Advertiser Disclosure*. The financial products and services on this site are from advertisers from which AxRate receives compensation. Compensation may be based upon whether you click on certain links on this site or buy products or services from those advertisers. We do not receive compensation from consumers. The placement of advertisements on this site are based in part upon the compensation AxRate has or expects to receive from those advertisers. Placement of advertisements does not reflect our recommendation of any advertisers’ products or services. Please consult a financial services professional before making any financial decisions. Our advertisers do not include all the financial products and service providers available in the marketplace.

Loan availability, rates, APRs (Annual Percentage Rate), and other terms vary by advertiser and borrower attributes, including borrower location. Lenders have a range of available APRs; only borrowers with excellent credit will qualify for the lower rates. As of 01/11/2024, our advertisers were offering loans to some consumers for as little as a 6.40% APR on a three-year $100,000 loan.

We do not provide financial products or services. Rather, AxRate provides administrative and marketplace services by attempting to connect consumers with service providers offering products and services such as debt settlement and personal loans. We do not take applications or make credit decisions. We may not be able to match you with any of our advertisers. Credit and other decisions and terms are determined by our advertisers based upon the consumer’s submission of an application to the advertiser, which may obtain other information about the consumer from third parties. Approval for financial products and services by an advertiser is not guaranteed.